Here's brief summary and break down of the different Auto finance programs available. At the very top is the credit based; New Car and Certified Pre-owned market which we offer through Bank Financing. We work with the top prime & sub-prime auto lending organizations in the country. All we need is $500 down, proof of income and ID or License and we'll take care of the rest. You can access our bank finance credit application here (credit check required). These are the benefits:
-Bumper to Bumper Warranty
-Prime & Subprime Credit Based Auto Lending
-Negotiable Interest Rates
-Flexible Loan Terms
-Certified Pre-Owned Used Inventory
When bank finance is not an option, we offer in-house financing and it isn't credit based. To fast track your approval, please fill an in-house finance form here before giving us a call. This way we can send inventory specific for you in your area. Don't worry, no credit check is necessary for in-house, a social or license number isn't required. It is based on your stability and affordability, not credit. We effectively arrange transactions between buyers and sellers for in-house finance in Dallas, Ft Worth, Houston & Ft. Lauderdale and are contracted with 71+ auto companies. There are three levels of in-house finance. 
2 YEAR POWERTRAIN WARRANTY
REPORTS TO THE CREDIT BUREAU
CREDIT REBUILD
2013-2019 INVENTORY
IN-HOUSE INSURANCE
$450+ Monthly Payments
3-6 YEAR FINANCE
20K-80K MILEAGE
-MULTIPLE OPEN LOANS
-MAXED OUT FOR BANK FINANCE 
- 1 REPO OR LESS, CHALLENGED CREDIT
-COLLECTIONS, DIVORCES, ETC..
-MAKES 3000+ INCOME
-STABLE JOB TIME & RESIDENCE
-HAS DRIVERS LICENSE
-Offers Subtantial Downpayment $2000+
*Tier 1  Type of Inventory [We have several branches in each tier, this is not the inventory]
2 YEAR POWERTRAIN WARRANTY
REPORTS TO THE CREDIT BUREAU
CREDIT BUILD/REBUILD
2012-2017 INVENTORY
IN-HOUSE INSURANCE
$375-450 Monthly Payments
2-3 YEAR FINANCE
40k-110K MILEAGE
-1ST TIME BUYERS Welcome!
1-2 REPO (It Happens)
$1500+ NET INCOME
-Fairly Stable Job time & Residence
-Drivers License OR ID
-$500-$1000 DOWN! 
*Tier 2 Type of Inventory [We have several branches in each tier, this is not the inventory]
NO WARRANTY - DRIVE AS IS
HELPS RE-ESTABLISH CREDIT
2007-2012 INVENTORY
INSURANCE NOT REQUIRED
$375-400 Monthly Payments
1-2 YEAR FINANCE
65,000K+ MILEAGE
-Multiple REPO Car Finance Offender
-Surrenders Cars / Tries to get out
-<1500 NET INCOME
-NO LICENSE / EXPIRED
- HAS ID OR OUT OF STATE DL
- $<750 DOWNPAYMENT
-ALWAYS CHANGING JOBS
Always Moving - No Bills to their Name
*Tier 3 Type of Inventory [We have several branches in each tier, this is not the inventory]
You can jump tiers and compensate risk by putting more money down! 
Fill out our form here; no obligation and no credit check for inventory.

​©2013-2019

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